Recent College Grad? Student Loan Lingo to Learn Before Repayment Starts

Are you a recent college grad? Instead of working a little harder during school did you decide to sign on the dotted line and take most of the cash that the government made available in the form of student loans?

If so, in six to 8 months you’re going to face Judgment Day: Repayment of your loans is going to begin. It’s too late for Buyer’s Remorse. Now that you’re on the hook for high student loan payments for the next 15 or 20 years, the least you can do is re-familiarize yourself with the language of the loans. That way when you call in to discuss your loan options, you’ll know exactly what is being said. Follow this link for a total breakdown on all the terminology:
http://xpress.sfsu.edu/archives/news/013315.html

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How to Refinance Your Home Loan Before the Foreclosure Notices Come

Uncertainty about the future, mounting bills, and other financial problems has more Canadians than at perhaps any time in recent memory wondering about their ability to remain in their homes. 

If you’ve missed a mortgage payment or two and are facing possible foreclosure or you know it’s just a matter of time before your lender chooses send you foreclosure notices, you should consider refinancing your home – especially if your credit hasn’t been too badly affected. 

Here are some factors for you to consider – and steps you can take now that will leave you with better options than waiting for the postman to deliver  foreclosure notices. Read more