How To Take Control Of Your Credit Card Spending Without Cutting Up Your Plastic. Bizarre But Effective!
January 31, 2008
It’s been said that the road to Hell is paved with good intentions. That statement needs to be amended. The road to Hell is paved with plastic. The temptation to overspend is sometimes overwhelming.
If you have trouble resisting the urge to whip out your credit card and scream “Charge It!” every time you see something you want, read on, because I’m going to give you some strategies to help you control your credit card spending without sacrificing your sanity – or cutting up your plastic.
Need to unlock your home's equity - but have a few questions? Why not consider a free private email consultation with me, Darrin Roseborsky? There's no obligation or commitments to worry about. Just helpful answers to your questions. Use the short form in the top-right corner to get started. And in a few minutes, you'll have the answers to all of your questions.
Don’t Let Skeletons In Your Financial Closet Stop Your Refinance Plans! Here’s Why.
January 28, 2008
Are you looking to refinance with bad credit and beginning to wonder if refinancing is just a dream – one that can be realized by a select few who have been anointed as credit worthy by the refinance gods?
You can probably get the validation – and loan approval – you’re looking for if you find the right mortgage broker to partner with.
By now you’re probably aware of the provocative come-ons by some mortgage brokers claiming they can help you refinance with bad credit, only to have your hopes dashed when the deal gets to tough for them.
What can you do to get the mortgage financing you need and keep more of your hard-earned money?
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2 Times When Refinancing Your Home is NOT The Smartest Move
January 27, 2008
I’m committed to ensuring that you have the best possible advice about refinancing, money and credit issues, because when your financial house is in disarray, life can stink.
It’s usually a smart move to take care of all the small issues that can hold you down – whether the issue is high interest credit card debt or skeletons in your financial closet – but there are also a couple of times when refinancing isn’t in your best interest.
Today, I want to talk about two instances when refinancing may not be your smartest choice.
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Who Else Wants To Lie On Their Refinance Loan Application?
January 26, 2008
I read an article the other day supposedly written by a mortgage broker that said that when you’re refinancing you can’t be afraid to take chances if you want to get your refinance or home equity loan approved.
His solution? Bury what you can and lie about the rest!
Let me explain why this is a really terrible idea…
Is Refinancing Really A Smart Way To Increase Your Home’s Value?
January 25, 2008
Have you ever wished you could have a little help making your mortgage payment and paying your property taxes? As far fetched as it sounds, you could be sitting on top of a gold mine and not even realize it.
Let me explain how refinancing could be a smart way to increase your home’s value, give you residual income, help you make your mortgage payment, and give you a tax write-off.
2008 Interest Rate Outlook. What Do The Experts Say?
January 23, 2008
It seems there are a lot of opinions of what 2008 will bring about for Canadians. How will the Canadian dollar be affected? Where will gas prices go? Will 2008 be a good year for the stock market, and equally as important, how kind will 2008 be to interest rates?
The Secret To Dealing With Aggressive Debt Collectors and Creditors!
January 22, 2008
Terry of Toronto has several serious problems. Not only is he dealing with staggering credit card debt, he’s unable to make his payments on time because his job was downsized.
He’s back to work now, but he’s still playing ‘catch-up’ – and he makes much less money than he did before. In the meantime, he’s enduring an endless stream of daily collection calls from credit card companies demanding immediate payment.
If this describes you and your situation, keep reading, because in this issue I’m going to give you some tips about how to deal with an aggressive collector.
Consolidate Debt Loans – The Smart Way!
January 21, 2008
When you refinance your home you have lots of different options in how you want to proceed with debt consolidation. You might want to consider rolling high interest credit card debt into your refinance loan as a way to save money.
According to the Bank of Canada, Canadians owe in excess of $750 billion, which means that if it gets paid off by making the minimum monthly payment, Canadians will have collectively spent more than $1 trillion in high interest payments. Now that’s a lot of pizza!
Four Tips to a Quick Refinance!
January 19, 2008
Regardless of your credit, it pays to do your part in helping to guarantee that your refinance loan goes through without any surprises. There are four simple steps you can take to make this happen.
Marriage DOA? How To Save your Credit Report!
January 18, 2008
Every year people walk down the aisle and exchange vows with every intention of honoring their commitment. Unfortunately, half the time “I do” at some point becomes “I want out” and Holy Matrimony becomes Unholy Acrimony. Mary Kay Blakely sums up divorce this way:
“Divorce is the psychological equivalent of a triple coronary by-pass. After such a monumental assault on the heart, it takes years to amend all the habits and attitudes that led up to it.”
Your marriage may be dead, but your credit report doesn’t have to suffer the same fate. Here’s how to protect yourself – and your credit score.
